Through the full service model, CSU.CardSystem offers a complete range of services and solutions covering the entire credit card operating cycle, permitting the issuer to outsource its full operational activity. Besides processing the issuers’ transactions, CSU makes available all the technology needed for the processing of acquirer transactions, functioning throughout the means of payment chain
Services to Issuers
Banks, Fintechs and Retailers
- Cards Embossing
- Fraud prevention
- 100% Digital Account
- Contact Center
- No card, no invoice
- Back Office
- WebServices (APIs)
Services to Acquirers
- Operation management
- Prevention and fraud
- Network management
- Charge Back
- Totally modular to satisfy the issuers’ strategies
- Integration to various platforms (credit, VisionPLUS, loyalty, OPTe+ and issuers’)
- Friendly to Samsung Pay, Android Pay, Apple Pay (future) and e-Commerces
CSU CardSystem uses VisionPLUS by FDR, software used by the marketplace’s largest corporations. The company has invested in and developed custom modules that have transformed it into the market’s most modern and comprehensive technological and systemic credit card and electronic means of payment structure.
CSU CardSystem is technologically qualified to offer personalized solutions for the businesses of the customers within the standards that are required by the global electronic payment means market.
The CardSystem Unit History
The company started its activities together with the Company's Foundation.
Revolutionizes the card market with the creation of the full service model;
Implementation of card recording services, credit analysis, product safety and collection;
First Company in Brazil to work simultaneously with the three card brands (Visa, MasterCard and American Express).
Launch of the first private label cards;
Launch of the first electronic CDCs;
Develops electronic voucher for meal, food and fuel, including SmartCard technology;
CSU CardSystem consolidates itself as the largest independent card processor in Latin America;
Leads the creation of the hybrid cards (branded private label cards) for the retail;
The Company accounts for 54.3% of the market share among the independent card processors in Brazil;
First Company to launch itself also as an independent processor for acquirers. It is the first independent processor approved by the MasterCard brand to provide acquiring services.
New products are launched, such as pre-paid flex and payroll loan credit cards
Innovation and Synergy - Evolution for new business
Expansion - Entry into the payroll deductible segment
Second quarter with record of transactions performed through the provision of acquiring services;
Record of the base of processed cards: 26.1 million.
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